Lottie Bids's blog

The UK's leading event for property investors and landlords - The Property Investor Show & OPP Live - returns to ExCeL London for a 10th successive year ( 13-15 October 2011).

The Property Investor Show & OPP Live is the “MUST ATTEND” event for agents, developers, fund managers, wealth managers, service providers and investors … indeed, for anyone serious about making money from UK and International property investment.

It is the ideal place for networking, obtaining reliable and up to date property market information and, of course, investment property to buy. Equally it is designed to

SELL YOUR HOUSE AT AUCTION!

If you're wanting a quick and stress free house sale, then auction might be the right route for you. Get the ball rolling today by requesting a free, no obligation property valuation from one of our auctioneers.

Complete this short form http://www.ukauctionlist.com/selling/property-valuation-free-real-estate-appraisal or give us a ring on 0845 0536906, and we will arrange a free valuation of your property to see whether it is suitable for auction.

Benefits of selling at auction

  • Exchange of contracts on the day of the auction sale
  • 10% deposit paid

Housing deposits in the UK have risen considerably over the last two decades, new research by First Direct has revealed.

The study showed such payments have increased tenfold since 1990, with a combination of house price escalation and reductions in mortgage lending to blame for the trend.

According to the investigation, the average housing deposit has increased from £6,793 to £65,924 over the last 20 years and Bruno Genovese, senior savings product manager at First Direct - a division of HSBC Bank - said such movement is why first-time buyers are getting older.

The industry figure

The battle over controversial new planning laws that campaigners say could allow developers a free run at building in the countryside has heated up, as George Osborne claims reforms are vital for the economy.

It has been reported that the Chancellor has said ministers will not bow to pressure to change the new planning guidelines that would make it much easier for developers to build on green land.

In a joint article for the Financial Times with Communities Secretary Eric Pickles, Mr Osborne insists: ‘When planning acts as an arbitrary brake on growth, on the new jobs and new businesses

EDF Energy is to raise gas prices by 15.4% and electricity prices by 4.5% from 10 November, the company has announced.

It is the last of the "big six" energy companies to announce increases in prices for domestic customers.

It said it had absorbed wholesale price rises for as long as possible before being forced to raise costs for customers.

Regulator Ofgem is studying whether higher prices are justified.

"We have absorbed rising wholesale energy, network and other costs as long as possible but must reluctantly now pass some of these through to consumers," said Vincent de Rivaz

A new mortgage verification scheme to combat fraud was launched nationwide in the UK on 1st September following a successful pilot, according to a latest report from Property Investor News.

HM Revenue & Customs, the Council of Mortgage Lenders and the Building Societies Association have worked together on the development of the Mortgage Verification Scheme and see it as an important additional tool to help beat fraud.

The National Fraud Authority estimates the cost of mortgage fraud was £1bn last year, so measures to tackle it are important.

The scheme was announced in the March 2010

The National Home Improvement Show is the UK's leading event for home improvers bringing together high quality suppliers, designers and experts in one place, making it the perfect opportunity for anyone planning a project to find out all they need to know. It's your chance to progress your ideas, find inspiration, and create your perfect home.

No other event delivers such an in-depth programme of seminars, masterclasses and expert advice in one place, at one time. Topics covered include planning permission, adding value on a budget, loft and basement conversion, kitchen design, and making

House prices showed a marginal increase on a quarterly basis last month, new Halifax figures have shown, while falls in mortgage rates have improved accessibility to the housing market.

Data from the lender revealed values were one per cent higher in August than in the previous three months, with the average cost of a home now standing at £161,743.

However, prices were down 1.2 per cent on a monthly basis, following three consecutive months of rises.

Martin Ellis, housing economist at Halifax, noted the quarterly figure is "more reliable" as it "smoothes out some of the monthly

Get the ball rolling with a free, no obligation property valuation from one of our countrywide auctioneers. It doesn't matter where your property is located, or what type of property it is, if the price is right, selling property at auction is faster, cheaper and more straightforward than through an estate agent.  Plus you have that peace of mind that once the hammer comes down, your property is sold - you receive 10% deposit from the buyer on the day of the auction, with completion taking place approx 28 days later.

Please complete the property auction enquiry form http://www

It has been reported this week that Aldermore Bank has launched a 100% mortgage deal which will allow homebuyers to borrow the full amount of a property’s value, without putting down a cash deposit.

The small bank, which was launched in 2009, is the first lender to offer a new mortgage at 100 per cent since the widespread withdrawal of these high loan-to-value (LTV) deals during the financial crisis. But to obtain the loan, potential homebuyers will need to secure a guarantor, such as a parent, grandparent or guardian, who is willing to support it.

This needs 25% of the mortgage to be