Mortgage rates in the UK are unlikely to rise too drastically in the coming months, it has been claimed.

Catherine Hearnden, director at MyMortgageDirect - which is an organisation run by independent financial advisers at Hearnden Associates - said she does not expect the levels too escalate too markedly because many standard variable rates (SVRs) are linked to the base rate.

Her comments come in response to new findings from the Bank of England, which found providers experienced a significant increase in demand for prime lending for house purchase in 2012's second quarter.

In addition, it was shown that market experts are not anticipating too much change in this demand over the months to come.

Ms Hearnden said of the connection of SVRs to the base rate: "There are a lot of lenders who peg it to that and the [Bank of England] are not going to increase it because they can't."