Property Finance - John Charcol

Auction finance

Find a UK mortgage with award winning mortgage advice

After deciding to buy a property, the next priority is finding the right way to finance that purchase. With thousands of different mortgages on offer, the choice can be overwhelming and choosing the wrong mortgage can be costly. At UK Auction List, we pride ourselves on building relationships with the best in the business. Our finance partner, John Charcol has proved that they are one of the UK’s leading independent mortgage advisers, with access to the whole of the mortgage market. This means that they are able to find the very best mortgage for you from all those available and can supply everything you need to help you purchase your property, including mortgages or re-mortgages – fixeddiscounttrackercappedbuy to let, bridging finance and insurance – home insurance, life insurance. You don’t just have to take our word for it. Here are some of the main reasons why John Charcol is so highly regarded:

Award winning independent mortgage advice and service

John Charcol has won numerous awards over the years for their independent mortgage advice. Their clients, like most of us, are busy people who do not have hours of time to spare to find the best mortgage for themselves. Not only that, but they do not have the time, nor quite frankly the inclination, to spend hours on the phone to property auctioneers, estate agents, solicitors, valuers and all the other parties involved. That’s why John Charcol is here to ensure the application process runs as smoothly as possible. After all, practice makes perfect.

Extensive knowledge

Thirty five years of experience in mortgages has allowed John Charcol to build up a huge knowledge of the market. Not only do they use this knowledge when they see their clients, but they also use it well before they even get in front of them. Their nerds, sorry 'technical specialists', research the mortgage market daily to add many arrows to their adviser’s quivers, as well as providing some of the most innovative mortgage products the market has ever seen. They have also developed many of the products that are now widespread in the mortgage market, such as cap and collars and drop lock mortgages.

Professional advisers

John Charcol’s independent mortgage advisers are trained to very high standards and pride themselves on the satisfaction they receive from their clients. Indeed, their monthly customer satisfaction survey shows that 93% of their clients are either extremely satisfied or very satisfied with our service. Yet, as you would expect, they do not rest on their laurels, and they strive to consistently offer the best mortgage service they can, improving even on the impressive 93% satisfaction that they have.

A mortgage for life

Of course everyone likes a bit of instant gratification, but at John Charcol they offer so much more. When you arrange a mortgage through them it is not just about that mortgage. They like to think that you have entered a relationship that will last you a lifetime. They commit to finding the best mortgage for you every time it comes to change your mortgage and their customer contact programme keeps you completely informed about the market. Excuse the cliché, but knowledge is, as they say, power. They are right…

Service guarantee

Their aim is to make the whole process of getting a mortgage as smooth and straightforward as possible. Many of John Charcol’s customers tell them (and us) that they are delighted with the service they offer. Read what John Charcol's customers say – or take a look at how they do it below:

Dedication

If you’re applying for a mortgage, finding the right deal is only the first step. It can take a while for your mortgage to reach completion. That's where having your own dedicated consultant comes in: They will liaise with your lender, solicitor and surveyor and manage the process right through to getting a satisfactory offer. They'll chase up references, instruct your survey and be the central point of contact for your mortgage application, keeping you updated every step of the way. So if you’re looking for a mortgage or simply want some mortgage advice, or if you are thinking about a bridging loan, life insurance or perhaps home insurance, simply click on the relevant link to find out more. And when you’re ready to speak to someone, please call John Charcol on 0844 346 3711. Your initial consultation is obligation free. There will be a minimum fee for our service of £450, of which £150 is payable when you apply, and we will retain the commission from the lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and loan amount, and will be discussed and agreed before you make an application. >> Click here for the John Charcol promise John Charcol is a trading style of Towergate Financial (West) Limited which is authorised and regulated by the Financial Services Authority. Registered in England No. 02292688. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Telephone: 0844 346 3711.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.