Best buy to let mortgage/remortgage options

This table shows some of the best buy to let mortgage and buy to let remortgage options currently available on the market.

What represents the best buy to let mortgage for you will depend on your personal circumstances. Many people prefer to opt for a competitive fixed rate so that they know what their outgoings will be; for others, the lowest rate is of utmost importance for their yield.

Best Buys

Mortgage Provider	Mortgage Type	Initial Rate/Duration	Subsequent Rate/Duration	The overall cost for comparison	Early Repayment Charges
	Buy To Let Mortgage	2.99% Fixed until 31/10/2013 (60%)	5.64% Variable for term	5.20% APR	No early repayment charge	Details/ Enquire
Mortgage Details Product Name: BTL 2 Year 2.99% Fixed Product Description: BTL 2 Year Fixed to 60% LTV Mortgage Type: Buy To Let Mortgage Initial Rate/Duration: 2.99% Fixed until 31/10/2013 (60%) Subsequent Rate/Duration: 5.64% Variable for term The overall cost for comparison: 5.20% APR Special Deal: Fees Lenders arrangement fee: £2495 CHAPS Fee: £25 Lender Booking fee: £250 Charcol Booking fee: £0 Valuation Fees: £245 Legal Fees: £250 Early Repayment Charges: £No early repayment charge				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
	Buy To Let Remortgage	3.49% - Bank Base Rate plus 2.99% until 31/12/2013 (65%)	4.74% Variable for term	3.90% APR	No early repayment charge.	Details/ Enquire
Mortgage Details Product Name: BTL Bank Base Rate plus 2.99% until 31/12/2013. Capped at 4.49%. Product Description: BTL 2 Year Tracker Mortgage to 65% LTV Mortgage Type: Buy To Let Remortgage Initial Rate/Duration: 3.49% - Bank Base Rate plus 2.99% until 31/12/2013 (65%) Subsequent Rate/Duration: 4.74% Variable for term The overall cost for comparison: 3.90% APR Special Deal: Free Vlaution ( Max £700) and Free Legal Service Fees Lenders arrangement fee: £999 CHAPS Fee: £35 Lender Booking fee: £250 Charcol Booking fee: £0 Valuation Fees: £0 Legal Fees: £0 Early Repayment Charges: £No early repayment charge.				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
	Buy To Let Mortgage	3.59% Fixed until 01/01/2014 (60%)	6.54% Variable for term	6.30% APR	6 months interest to 01/01/2014	Details/ Enquire
Mortgage Details Product Name: BTL 2 Year 3.59% Fixed Product Description: BTL 2 Year Fixed to 60% LTV Mortgage Type: Buy To Let Mortgage Initial Rate/Duration: 3.59% Fixed until 01/01/2014 (60%) Subsequent Rate/Duration: 6.54% Variable for term The overall cost for comparison: 6.30% APR Special Deal: Free Valuation.Free Legals for Remortgage Fees Lenders arrangement fee: £1500 CHAPS Fee: £35 Lender Booking fee: £499 Charcol Booking fee: £0 Valuation Fees: £0 Legal Fees: £150 Early Repayment Charges: £6 months interest to 01/01/2014				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
	Buy To Let Mortgage	3.99% Fixed until 01/01/2014 (70%)	6.54% Variable for term	6.40% APR	6 months interest until 01/01/2014	Details/ Enquire
Mortgage Details Product Name: BTL 2 Year 3.99% Fixed Product Description: BTL 2 Year Fixed to 75% LTV Mortgage Type: Buy To Let Mortgage Initial Rate/Duration: 3.99% Fixed until 01/01/2014 (70%) Subsequent Rate/Duration: 6.54% Variable for term The overall cost for comparison: 6.40% APR Special Deal: Free Valuation Fees Lenders arrangement fee: £1500 CHAPS Fee: £0 Lender Booking fee: £499 Charcol Booking fee: £0 Valuation Fees: £0 Legal Fees: £50 Early Repayment Charges: £6 months interest until 01/01/2014				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
	Buy To Let Mortgage	4.09% Fixed until 31/03/2015 (60%)	4.99% Variable for term	4.40% APR	4% until 31/03/2015	Details/ Enquire
Mortgage Details Product Name: BTL 3 Year 4.09% Fixed Product Description: BTL 3 Year Fixed to 60% LTV Mortgage Type: Buy To Let Mortgage Initial Rate/Duration: 4.09% Fixed until 31/03/2015 (60%) Subsequent Rate/Duration: 4.99% Variable for term The overall cost for comparison: 4.40% APR Special Deal: Free Valuation. Free Legal Service for Remortgages. Fees Lenders arrangement fee: £999 CHAPS Fee: £35 Lender Booking fee: £0 Charcol Booking fee: £0 Valuation Fees: £0 Legal Fees: £117 Early Repayment Charges: £4% until 31/03/2015				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
	Buy To Let Mortgage	4.49% Fixed until 01/02/2015 (75%)	6.54% Variable for term	6.40% APR	6 months interest to 01/02/2015	Details/ Enquire
Mortgage Details Product Name: BTL 3 Year 4.49% Fixed Product Description: BTL 3 Year Fixed to 75% LTV Mortgage Type: Buy To Let Mortgage Initial Rate/Duration: 4.49% Fixed until 01/02/2015 (75%) Subsequent Rate/Duration: 6.54% Variable for term The overall cost for comparison: 6.40% APR Special Deal: Free Valuation Fees Lenders arrangement fee: £1000 CHAPS Fee: £35 Lender Booking fee: £299 Charcol Booking fee: £0 Valuation Fees: £0 Legal Fees: £50 Early Repayment Charges: £6 months interest to 01/02/2015				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
	Buy To Let Mortgage	4.49% Fixed until 30/04/2014 (80%)	4.99% Variable for term	4.50% APR	3/2% until 30/04/2014	Details/ Enquire
Mortgage Details Product Name: BTL 2 Year 4.49% Fixed Product Description: 2 Year Fixed to 80% LTV Mortgage Type: Buy To Let Mortgage Initial Rate/Duration: 4.49% Fixed until 30/04/2014 (80%) Subsequent Rate/Duration: 4.99% Variable for term The overall cost for comparison: 4.50% APR Special Deal: Free Legal and Free Valuation on Remortgages Fees Lenders arrangement fee: £1999 CHAPS Fee: £35 Lender Booking fee: £0 Charcol Booking fee: £0 Valuation Fees: £340 Legal Fees: £150 Early Repayment Charges: £3/2% until 30/04/2014				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
	Buy To Let Mortgage	4.89% Fixed until 30/04/2017 (70%)	4.99% Variable for term	5.50% APR	5/5/4/3/2/1% to 30/04/2017	Details/ Enquire
Mortgage Details Product Name: BTL 5 Year 4.89% Fixed Product Description: BTL 5 Year Fixed to 70% LTV Mortgage Type: Buy To Let Mortgage Initial Rate/Duration: 4.89% Fixed until 30/04/2017 (70%) Subsequent Rate/Duration: 4.99% Variable for term The overall cost for comparison: 5.50% APR Special Deal: Free Valuation and Free Legal for Remortgage Fees Lenders arrangement fee: £1999 CHAPS Fee: £35 Lender Booking fee: £0 Charcol Booking fee: £0 Valuation Fees: £340 Legal Fees: £150 Early Repayment Charges: £5/5/4/3/2/1% to 30/04/2017				Give us a call Our expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404 If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm Friday: 08.30am - 6pm Saturday: 10.00am – 4pm Sunday: Closed Close
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Borrow amount mortgage calculator

Find out how much you might be able to borrow. This mortgage calculator looks at your income and works out how much money a mortgage lender will provide you. This mortgage calculator is based on a generic income multiplier, so the calculator may not show the largest amount you can borrow.
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Loan cost mortgage calculator

Calculate your monthly payments for a particular loan amount and interest rate using this mortgage calculator.
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Loan saving mortgage calculator

Using this mortgage calculator will show you how much you could save by remortgaging.
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Flexible mortgage calculator

Work out how flexible payment options might save you money with our flexible mortgage calculator.
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What mortgage calculator

This mortgage calculator helps you to decide what type of mortgage and mortgage features you may wish to have. It shows which particular mortgage product you may favour, if you require flexible mortgage features and whether you should completely avoid early repayment charges.
Click here

John Charcol is a trading style of Towergate Financial (West) Limited which is authorised and regulated by the Financial Services Authority. Registered in England No. 02292688. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Telephone: 0845 413 1000.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

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