Best buy to let mortgage/remortgage options
What represents the best buy to let mortgage for you will depend on your personal circumstances. Many people prefer to opt for a competitive fixed rate so that they know what their outgoings will be; for others, the lowest rate is of utmost importance for their yield.
Best Buys
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
|
Buy To Let Mortgage | 3.44% Fixed until 31/08/2014 (60%) | 4.84%-Bank Base rate plus 4.34% Variable for term | 5.20% APR | 3% until 31/08/2014 | ||
Mortgage DetailsProduct Name: BTL 2 Year 3.59% Fixed
Product Description: BTL 2 Year Fixed to 60% LTV
Mortgage Type: Buy To Let Mortgage
Initial Rate/Duration: 3.44% Fixed until 31/08/2014 (60%)
Subsequent Rate/Duration: 4.84%-Bank Base rate plus 4.34% Variable for term
The overall cost for comparison: 5.20% APR
Special Deal: £500 Cashback payabe on completion. Exclusive when using BM Conveyancing
FeesLenders arrangement fee: £3750
CHAPS Fee: £35
Lender Booking fee: £0
Charcol Booking fee: £0
Valuation Fees: £430
Legal Fees: £300
Early Repayment Charges: £3% until 31/08/2014
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
Buy To Let Mortgage | 3.69% (SVR minus 1.30% until 31/05/2014- 60%) | 4.99% Variable for term | 5.00% APR | No early repayment charge | ||
Mortgage DetailsProduct Name: BTL Exclusive 2 Year 1.30% Discount
Product Description: BTL 2 Year Discount to 60% LTV.
Mortgage Type: Buy To Let Mortgage
Initial Rate/Duration: 3.69% (SVR minus 1.30% until 31/05/2014- 60%)
Subsequent Rate/Duration: 4.99% Variable for term
The overall cost for comparison: 5.00% APR
Special Deal: Free Valuation & Free Legal Service on Remortgages
FeesLenders arrangement fee: £1500
CHAPS Fee: £35
Lender Booking fee: £0
Charcol Booking fee: £75
Valuation Fees: £410
Legal Fees: £0
Early Repayment Charges: £No early repayment charge
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
Buy To Let Remortgage | 3.89% - Bank Base Rate plus 3.39% for term (60%) | n/a | 4.10% APR | 6 months interest for 3 years | ||
Mortgage DetailsProduct Name: BTL Barclays Bank Base Rate plus 3.39% for term
Product Description: BTL Term Tracker to 60% LTV
Mortgage Type: Buy To Let Remortgage
Initial Rate/Duration: 3.89% - Bank Base Rate plus 3.39% for term (60%)
Subsequent Rate/Duration: n/a
The overall cost for comparison: 4.10% APR
Special Deal: Free Valuation and Free Legal Service for Remortgages
FeesLenders arrangement fee: £1999
CHAPS Fee: £35
Lender Booking fee: £0
Charcol Booking fee: £0
Valuation Fees: £325
Legal Fees: £333
Early Repayment Charges: £6 months interest for 3 years
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
Buy To Let Remortgage | 3.89% - Bank Base Rate plus 3.39% for 1 year (60%) | 5.00%- Bank Base rate plus 4.50% for term | 4.10% APR | 2% fo 1 year | ||
Mortgage DetailsProduct Name: BTL Bank Base Rate plus 3.39% for 1 year.
Product Description: 1 Year Tracker to 60% LTV
Mortgage Type: Buy To Let Remortgage
Initial Rate/Duration: 3.89% - Bank Base Rate plus 3.39% for 1 year (60%)
Subsequent Rate/Duration: 5.00%- Bank Base rate plus 4.50% for term
The overall cost for comparison: 4.10% APR
Special Deal: Free Valuation & Free Legal Service for Remortgage
FeesLenders arrangement fee: £950
CHAPS Fee: £15
Lender Booking fee: £89
Charcol Booking fee: £0
Valuation Fees: £0
Legal Fees: £0
Early Repayment Charges: £2% fo 1 year
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
Buy To Let Mortgage | 3.99% Fixed until 31/07/2014 (70%) | 5.35% Variable for term | 5.20% APR | 3/2% until 31/07/2014 | ||
Mortgage DetailsProduct Name: BTL 2 Year 3.99% Fixed
Product Description: BTL 2 Year Fixed to 70% LTV
Mortgage Type: Buy To Let Mortgage
Initial Rate/Duration: 3.99% Fixed until 31/07/2014 (70%)
Subsequent Rate/Duration: 5.35% Variable for term
The overall cost for comparison: 5.20% APR
Special Deal:
FeesLenders arrangement fee: £1999
CHAPS Fee: £40
Lender Booking fee: £0
Charcol Booking fee: £0
Valuation Fees: £340
Legal Fees: £150
Early Repayment Charges: £3/2% until 31/07/2014
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
|
Buy To Let Mortgage | 4.49% Fixed until 31/07/2014 (80%) | 5.35% Variable for term | 4.50% APR | 3/2% until 31/07/2014 | ||
Mortgage DetailsProduct Name: BTL 2 Year 4.49% Fixed
Product Description: 2 Year Fixed to 80% LTV
Mortgage Type: Buy To Let Mortgage
Initial Rate/Duration: 4.49% Fixed until 31/07/2014 (80%)
Subsequent Rate/Duration: 5.35% Variable for term
The overall cost for comparison: 4.50% APR
Special Deal: Free Legal and Free Valuation on Remortgages
FeesLenders arrangement fee: £1999
CHAPS Fee: £40
Lender Booking fee: £0
Charcol Booking fee: £0
Valuation Fees: £340
Legal Fees: £150
Early Repayment Charges: £3/2% until 31/07/2014
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
Buy To Let Mortgage | 4.79% Fixed until 30/06/2015 (70%) | 5.64% Variable for term | 5.70% APR | 3% until 30/06/2015 | ||
Mortgage DetailsProduct Name: BTL 3 Year 4.79% Fixed
Product Description: BTL 3 Year Fixed to 70% LTV
Mortgage Type: Buy To Let Mortgage
Initial Rate/Duration: 4.79% Fixed until 30/06/2015 (70%)
Subsequent Rate/Duration: 5.64% Variable for term
The overall cost for comparison: 5.70% APR
Special Deal:
FeesLenders arrangement fee: £750
CHAPS Fee: £25
Lender Booking fee: £245
Charcol Booking fee: £0
Valuation Fees: £430
Legal Fees: £250
Early Repayment Charges: £3% until 30/06/2015
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
|
Exclusive Mortgage Deals | 4.89% Fixed until 31/08/2014 (75%) | - Bank Base Rate plus 4.34% for term | 5.50% APR | 3% until 31/08/2014 | ||
Mortgage DetailsProduct Name: BTL 2 Year 4.89% Fixed
Product Description: 2 Year Fixed to 75% LTV
Mortgage Type: Exclusive Mortgage Deals
Initial Rate/Duration: 4.89% Fixed until 31/08/2014 (75%)
Subsequent Rate/Duration: - Bank Base Rate plus 4.34% for term
The overall cost for comparison: 5.50% APR
Special Deal: Must use lenders conveyancing package
FeesLenders arrangement fee: £995
CHAPS Fee: £35
Lender Booking fee: £0
Charcol Booking fee: £75
Valuation Fees: £430
Legal Fees: £300
Early Repayment Charges: £3% until 31/08/2014
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
|
Buy To Let Mortgage | 4.89% Fixed until 31/07/2017 (70%) | 5.35% Variable for term | 5.50% APR | 5/5/4/3/2/% to 31/07/2017 | ||
Mortgage DetailsProduct Name: BTL 5 Year 4.89% Fixed
Product Description: BTL 5 Year Fixed to 70% LTV
Mortgage Type: Buy To Let Mortgage
Initial Rate/Duration: 4.89% Fixed until 31/07/2017 (70%)
Subsequent Rate/Duration: 5.35% Variable for term
The overall cost for comparison: 5.50% APR
Special Deal: Free Valuation and Free Legal for Remortgage
FeesLenders arrangement fee: £1999
CHAPS Fee: £40
Lender Booking fee: £0
Charcol Booking fee: £0
Valuation Fees: £340
Legal Fees: £150
Early Repayment Charges: £5/5/4/3/2/% to 31/07/2017
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
|
Buy To Let Mortgage | 5.99% Fixed until 31/05/2014 (80%) | 5.99% Variable for term | 6.10% APR | 3/2% until 31/05/2014 | ||
Mortgage DetailsProduct Name: BTL 2 Year 5.99% Fixed
Product Description: BTL 2 Year Fixed to 80% LTV
Mortgage Type: Buy To Let Mortgage
Initial Rate/Duration: 5.99% Fixed until 31/05/2014 (80%)
Subsequent Rate/Duration: 5.99% Variable for term
The overall cost for comparison: 6.10% APR
Special Deal:
FeesLenders arrangement fee: £1100
CHAPS Fee: £35
Lender Booking fee: £199
Charcol Booking fee: £0
Valuation Fees: £335
Legal Fees: £117
Early Repayment Charges: £3/2% until 31/05/2014
|
Give us a callOur expert advisers are here to help with your specific mortgage needs, call them now on: 0845 413 1404If you are calling outside of our office hours, please leave a message with your name and contact details, and we will contact you once we re-open. Our office hours are: Monday to Thursday: 08.30am – 8pm
Friday: 08.30am - 6pm
Saturday: 10.00am – 4pm
Sunday: Closed
|
||||||
Borrow amount mortgage calculator
Find out how much you might be able to borrow. This mortgage calculator looks at your income and works out how much money a mortgage lender will provide you. This mortgage calculator is based on a generic income multiplier, so the calculator may not show the largest amount you can borrow.
Click here
Loan cost mortgage calculator
Calculate your monthly payments for a particular loan amount and interest rate using this mortgage calculator.
Click here
Loan saving mortgage calculator
Using this mortgage calculator will show you how much you could save by remortgaging.
Click here
Flexible mortgage calculator
Work out how flexible payment options might save you money with our flexible mortgage calculator.
Click here
What mortgage calculator
This mortgage calculator helps you to decide what type of mortgage and mortgage features you may wish to have. It shows which particular mortgage product you may favour, if you require flexible mortgage features and whether you should completely avoid early repayment charges.
Click here
John Charcol is a trading style of Towergate Financial (West) Limited which is authorised and regulated by the Financial Services Authority. Registered in England No. 02292688. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Telephone: 0845 413 1000.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Property Search
Moving Home?
UK Auction List works with our partner, Really Moving to provide everything you need for a stress-free move.
Use the drop down menu to select the moving service that you require.
Home Improvement?
UK Auction List works with our partner, Rated People, the UK's #1 trade recommendation service, to bring you highly reputable tradespeople to help with your home improvements.
Property Finance
UK Auction List works with our partner John Charcol, to bring you highly competitive property auction finance deals.
Use the drop down menu to select the auction finance service that you require.
Property Auctioneers
Free property listings, To display your auction catalogue, promote an auction property or simply find out more about how UK Auction List can support your auction sale, please click here.
Auctions for Property
Check out our step by step guide to property auctions, what goes on there and what you should expect.
UK Countrywide Property Auctions
To find out more about UK Auction List and the property auctions services we offer, click here.
